FAQ

What are common items needed to apply for a loan?

• 2019 1040’s – (or 2017 if 19 not filed) with any year end income statements W2’s, 1099’s etc.
• 2018 1040’s with any year end income statements W2’s, 1099’s etc.
• 30 days of paystubs or income proof
• 60 days of asset statements (Bank and Retirement)
• Copy of your Driver’s License
• Copy of any mortgage statements
• Copy of any homeowner’s insurance

What do your clients like about your interaction with them?

Honest, Prompt, available, knowledgeable, creative, will work with them, go to their homes, offer to copy documents, polite, friendly, even-tempered, adaptive, high effective

What are tactics you use to resolve challenges with the loan process that set you above competitors?

Very experienced 33 years in the industry, multi-skilled, not afraid to talk about issues, even-tempered, have worked as an Agent, processor, etc.

How do you make the borrower feel engaged and calm through the process?

Always available, knowledgeable, bring potential problems upfront, staying in constant contact, vast industry knowledge, will in to do the hard work and am upfront with bad news

Is there something above and beyond you do for your borrowers that you would like to mention?

Nights and weekends

What do your best clients love about you?

Available, honest, hardworking, very knowledgeable, problem solver, cheerful, polite, not afraid to talk about the tough topics